EPF Savings Without Nominee: Only Next of Kin Can Claim💯

If a deceased EPF (KWSP) member did not appoint a nominee, only the next of kin is eligible to apply for withdrawal of the savings. This applies to both married and unmarried members, but the eligible parties differ:

• For married members, the spouse, children, parents, or a legally appointed estate administrator may apply.

• For unmarried members, the parents, siblings, or estate administrator are eligible.

According to KWSP, applicants must submit legal documents such as:

• Letter of Administration

• Grant of Probate

• Court Distribution Order

• Or a Faraid Order (for Muslims)

Only those specifically named or appointed in these legal documents can make the claim, and only according to the portion or order stated.

(Source: LatestMalaysia.com)

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Secure Your Loved Ones’ Access to Your EPF & Estate

This situation highlights why it is crucial to nominate your EPF beneficiary — and even more importantly, to prepare a valid Will.

Even if you are unmarried, writing a Will gives you control over who inherits your estate, including your EPF savings. It serves as an alternative form of nomination (for EPF, Insurance, PRS, etc.), avoids lengthy legal complications, and protects the people you care about.

💡 The best part? Writing a Will is affordable and simple — but the peace of mind it offers is priceless.

👉 Contact us or click here to get started with our Easy Will Writing service.

Let’s make sure your legacy reaches the right hands — without delay, dispute, or distress.